To support the move to Comprehensive Reporting, Decision Intellect have built a transformation tool (CR Portal) which takes the hard work out of providing Comprehensive data to the Credit Bureaus. This tool is actively being used in production across both Australia and New Zealand organisations, to meet the compulsory reciprocity requirements as part of their move to Comprehensive Reporting.

The CR Portal product is an interface between the Credit Provider and the Credit Bureaus. It is utilised for submitting Comprehensive Reporting data to the Credit Bureau in the required Data Standards format. The Portal has been configured to accept data from a Credit Provider in a simple CSV format and convert this data into the required XML data standards format that allows for participation in Comprehensive Reporting.

Access to the CR Portal product is via a web based interface where each company is provided with a log on so that they can view and manage data files submitted to the bureaus. The Portal is fully configurable to interact with all credit bureaus and allows the user to;

  • View all historical monthly loads submitted to the credit bureaus
  • Monitor when the batch was submitted to the bureau and the current status of the batch, plus review errors and set up reoccuring data corrections
  • Translate the data to industry standards
  • Search for customers or accounts to view the data previously submitted to the bureaus and download a comprehensive CSV list of accounts that failed to load in each batch or where a warning was received from the bureau